The MLETR layer of ISET Fiduciary Finance.
Already registered, operational and verifiable.
You cannot mint an instrument against a person's data — only the Treasury Layer can. Register to verify, take control of, and resell perfected electronic promissory notes on one legally admissible rail.
Your registered data becomes perfected collateral — priority from the registration timestamp, a consent ledger that records every use, and a royalty when it is licensed. Reached through the public on-ramp, never surrendered.
ISET implements the UNCITRAL Model Law on Electronic Transferable Records as a live registry instrument under Republic Act 11057. The collateral exists on a government registry, and every transfer is recorded under a control standard recognised across borders.
Traditional finance solved collateral verification through lien registries, custodial records, and credit support documentation. These instruments were designed for institutional assets. No equivalent framework existed to register a natural person's data or creditworthiness as a perfected payment intangible — until now.
ISET uses the UNCITRAL Model Law on Secured Transactions — implemented nationally as RA 11057 — to register sovereign data intangibles and electronic promissory notes as movable property, with priority from the registration timestamp. The PPSR is the registry. The Trust Deed is the underlying instrument.
Electronic transferable records are perfected by control — not possession, not registration alone. ISET's Consent Ledger implements the control standard: SHA3-256 hash-chained, tamper-evident, W3C Verifiable Credentials v2.0 export. Every instrument is uniquely identifiable, transferable, and revocable.
Under the UN ESCAP RDTII Framework v2.1, indicator 12.13 measures implementation of UNCITRAL MLETR. ISET has closed this indicator operationally through live PPSR registrations — applying existing secured transactions law to a new asset class.
Two live entries on the Philippine Land Registration Authority PPSR registry, registered under RA 11057 and verifiable on the government portal.
Live under Philippine RA 11057, portable to any adopting jurisdiction. The standards are global; the registration is national. International model law confers recognition and portability — perfection occurs in the jurisdiction of registration.
ISET generates credit capacity from PPSR-registered sovereign data assets — credit that is intrinsic to the owner, accruing priority from the registration timestamp rather than extended by a lender.
The natural person registers their data, creditworthiness, and juridical identity as a payment intangible on the PPSR registry. Priority accrues from the registration timestamp under RA 11057 §11. No lender involved at this stage.
ISET issues an electronic promissory note (e-PN) secured against the registered intangible. The e-PN is perfected by control under UNCITRAL MLETR 2017 and recorded in the Consent Ledger — the signature creates value at origination.
Each licensed use of the registered data returns a royalty to the owner, attested on the Consent Ledger and treated as final-taxed income under the National Internal Revenue Code (§24B). The owner is paid for the asset without surrendering ownership of it.
An electronic promissory note (e-PN) issued by ISET is secured against a PPSR-registered payment intangible. It satisfies UNCITRAL MLETR 2017 uniqueness and control requirements through the SHA3-256 Consent Ledger.
Unlike a traditional promissory note — which is a claim on a borrower's future income — an ISET e-PN is a claim on a registered asset that already exists on a government registry with prior interest from its timestamp.
The instrument answers three foundational questions before credit is extended or risk is accepted: does the collateral exist, is it encumbered, and has it been pledged elsewhere? The PPSR registry, Trust Deed, and Consent Ledger answer all three.
The full instrument schema — issuer, collateral binding, control method, and the ISP signature envelope — is shared with verified counterparties under review.
Request AccessEach registration and e-PN emits a sovereign status code under the Royal Sovereign Crown's Indigenous Sovereign Protocol. Codes are protocol-neutral; the verified legal bindings travel in the verification layer. Emitting a code is an act of reading the cited law.
Hundreds of status codes with structured legal bindings — payment-intangible registration, control perfection, secondary-market disclosure, and bearer lifecycle — each signed ML-DSA-65. The full registry and its statute map are shared with verified counterparties under review.
Request AccessEach layer answers one question before credit is extended; the instrument issues once all three verify.
Constitutional Technology enforces rights computationally before any transaction — written into the architecture. The seven mandatory patterns are shared with verified counterparties under review.
Write to us directly — for registry verification, counterparty onboarding, or a private briefing.