KYI · the issuer standard

Know Your Issuer.

Every instrument on this registry carries an issuer's name. KYI is how that name is checked before the first record under it is ever signed — so a holder isn't trusting a signature alone, but a verified institution behind it.

What KYI checks

Four things, before access is granted. Not a credit score — a check that the applicant is who it says it is, and is entitled to issue.

The entity is realLegally registered, in the jurisdiction it claims, under the name it applies with.

It's in good standingNot dissolved, suspended, or otherwise unable to conduct the business it names.

The signer is authorizedThe person applying can actually bind the institution — not just claim to.

It fits what it intends to issueA bank issuing promissory notes, a warehouse issuing receipts — the business matches the instrument.

The KYI process

Four steps from application to a signed record. Reviewed by ISET's office, not automated approval.

Apply

Institution, intended instruments, jurisdictions of operation.

Verify

Entity, standing, and signing authority are checked against the application.

Review

Where more is needed, due diligence material is exchanged under confidentiality.

Access

A verified issuer receives its key and Console access, and signs its first record.

What KYI isn't

Worth being precise about, since the term gets used loosely elsewhere.

Not an endorsementKYI confirms an issuer is who it says it is — it says nothing about the quality of its business or its instruments.

Not the same as verifying a recordKYI qualifies who may issue. Whether a specific record is genuine is checked separately, by anyone, at Verify a record.

Not a substitute for an issuer's own licensingA bank's banking license, a platform's operating permit — those stand on their own. KYI doesn't grant or replace them.

Who qualifies

Four classes of issuer qualify. If your institution doesn't fit one cleanly, apply anyway — review considers substance over category.

Banks & regulated financial institutions Trade & commodity platforms Registry & infrastructure operators Enterprises issuing against their receivables

What KYI access includes

One integration. Each capability is provisioned with the issuer key — none is sold separately.

Issuance & registry — six instrument classes Secured sign-in — passkeys, post-quantum signed Individual protection — consent on every record Independent verification — public, by reference White-label — your brand on the certificate

Apply for issuer access

State your institution, your intended instruments, and your jurisdictions. Applications are answered by ISET's office.

Apply by email Verify a record