InstrumentsInstrumentsThe registry records all six instruments on one rail. Four are electronic transferable records under UNCITRAL MLETR — whoever controls the record controls the instrument, the way holding the paper once did. A letter of credit is the issuing bank’s undertaking and an invoice is a receivable perfected by registration: both sit on the same rail, neither is a transferable record. Settles in any currency, on-chain or off — from consumer credit to global trade.
Regardless of instrument type or tier, every record must pass the same MLETR-aligned invariants before it can be issued, transferred, or cleared.
Six instruments on one engine — four MLETR-aligned, two on their own statutory footing. Tier indicates current build state.
Consumer/SME credit instrument secured against a registered (RA 11057) sovereign data intangible. The bearer presents it to their bank as protected collateral.
Bank payment undertaking in electronic form. ISET acts as the neutral control registry — issuing bank, advising bank, beneficiary all see one authoritative record.
Removes the double-financing exposure at the centre of trade fraud. A single controlled record of title travels with the cargo from shipper to consignee.
Title to goods stored — usable as perfected collateral for agri and indigenous-producer finance. Same kernel; warehouse keeper of record is the issuer.
A transferable receivable — closes the SME working-capital gap with MLETR-aligned assignment chains instead of opaque factoring books.
For cross-bank payment orders and B2B drafts, where electronic control replaces paper acceptance flows.
Every instrument — promissory, letter of credit, bill of lading, warehouse receipt, invoice, draft — needs the same MLETR-aligned invariants and the same legal anchor to be enforceable. Centralising those in a single Compliance Kernel anchored to ISET's juridical RA-11057 registration standing means new instruments are template additions, not new systems. Authoring freedom scales with tier; validity never relaxes. The root of trust is the juridical account, never exposed; institutions get scoped sub-keys.