ISETUse Cases
Use cases · what the registry is for

One registry. Real problems, solved by instrument.

Electronic transferable records — the trust layer's first capability — are not an abstraction. They answer concrete needs for individuals, producers, traders, and institutions. Here is what the ISET registry is actually for, and which instrument does the work.

For SMEs & producers

Turn what you have into working capital.

Inventory and receivables become financeable collateral — ownership retained.

eWR

Finance your stored goods

The need

A farmer, fisherfolk, or manufacturer has goods in storage but no cash until they sell.

On the registry

An electronic warehouse receipt makes stored goods productive collateral — control aligned to UNCITRAL MLETR, perfected under RA 11057. Ownership stays with the producer; finance is unlocked against it.

RA 11057 · UNCITRAL MLETR-aligned
eINV

Get paid now on what you're owed

The need

An SME is waiting 30–90 days on invoices while bills come due today.

On the registry

Invoices become registered payment intangibles with priority from the registration timestamp — financeable, transferable, and verifiable, without surrendering the underlying relationship.

RA 11057 (PPSA) · RA 8792 §7 · receivable assignment
For trade & institutions

Cross-border instruments and the bank-side engine.

Controlled, singular, court-admissible records for trade — and a lending stack for the next bank.

eLC · eBL

Move goods and credit across borders

The need

An importer and exporter need a transferable letter of credit and bill of lading that hold up internationally.

On the registry

An electronic letter of credit and bill of lading, the bill of lading a singular record transferable by control, the credit the issuing bank’s undertaking presented under eUCP. Both integrity-protected and verifiable by reference.

UCP 600 · Hague-Visby / COGSA · MLETR-aligned §10
The registry

The lending engine for a digital bank

The need

A new or transforming bank needs a statute-anchored, court-admissible lending stack it can deploy without building from scratch.

On the registry

White-label issuance, perfected collateral, and a post-quantum-signed audit — the bank lends; The records are issued on the registry — ISET records and signs them. (ISET does not lend, advance funds, or bear default risk.)

RA 11057 · RA 8792 · NIST FIPS 204
The frontier

When your AI agent transacts for you.

Automated and AI-driven contracting that stays attributable, consented, and auditable.

Agency · MLAC

AI agents that can act on your behalf — legally

The need

Your AI agent forms or performs a contract for you. For that to hold, it must be legally valid, attributable to you, and consented.

On the registry

ISET carries the carried consent and identity attribution the new UNCITRAL Model Law on Automated Contracting requires, plus the signed, revocable audit the law leaves to infrastructure. The agency layer AI agents transact through.

UNCITRAL MLAC 2024 · Civil Code 1868 · RA 10173
Identity · MLIT

Signatures and identity recognised across borders

The need

A counterparty in another jurisdiction must be able to trust and recognise your identity and signatures.

On the registry

ISET operates as an identity-management and trust-service layer — published signing root, verifiable attestations, cross-border recognition under the UNCITRAL trust-services standard.

UNCITRAL MLIT 2022 · NIST FIPS 204
NON-LENDER POSITION · Across every use case, ISET is the registry of record and signing root — it does not extend credit, advance funds, or bear default risk. Where credit is extended, it is extended by a BSP-supervised partner bank, not by ISET. Read the settled position →