What a eINV is, why it exists, who it serves.
Long-bond invoice with parties, terms, signature and audit chain.
What the factor is shown to price the receivable.
Assign or notify · rail · email · in-branch.
Long bond (8.5×13) pre-rendered. Ready to send or print.
An SME ships goods and waits 90 days for payment. An invoice is not a transferable record — it is a receivable, assignable to a factor for immediate cash and perfected by registration under the PPSA, with the assignment chain disclosed on the rail. SME working capital, on a clean chain.
SME working capital, on a verifiable assignment chain.
The PH SME credit gap is real. The traditional factoring book is opaque — receivables get assigned and re-assigned with weak diligence. A registered eInvoice gives the factor what it needs to lend safely (verified existence, buyer acknowledgment, clean chain) — which prices the receivable down for the SME. Cheaper working capital, faster.